Monday, August 07, 2006

Damn, damn, double damn, and triple damn

I've screwed up my credit card, and managed not to pay my IVF fee on time. Which means that not only will I get hit with a crazy amount of interest, it'll probably be a ding against my credit score. Damn it.

Y'see I changed my checking account a few months ago, and I guess I didn't change the linked account for that particular card, which I don't use all the time. So come time to pay my IVF fee, I waited until the last possible minute, logged on to my account, and hit pay. Of course, the bank is so nice and concerned with security that it doesn't show the bank name for the checking account on screen or I might have noticed. Just some numbers, and lots of X's, which are frankly meaningless, so I didn't pay too much attention. And the payment bounced because I've closed my old checking account. So they nicely closed down my ability to make payments on the internet, and I can't even pay online at the moment, or even pay by phone. I mean, I was on the phone with customer service saying "I have the cash in my account, I'm willing to pay right now and I'm even willing to pay the extra fee you have for paying over the phone and you're telling me you won't take my money?" The nice lady on the phone told me that they would release the hold on online paying from my new account in a week or so, and then I could pay online, or I could send them a check. A check? I never pay bills by check if I can help it. Good lord, that involves stamps and everything. And would probably take longer for the money to clear than if I just waited the week and paid online. So guess what I'll be logging into every day in the hope I can pay this nearly $10k bill. Ugh.

OK, do NOT let me forget to pay this!

1 comment:

Calliope said...

cripes. that suuuuuuuuuuucks!!!
I don't get why they wouldn't let you do the payment now - but I have given up understanding the logic behind clinic billing departments!