Insurance sucks ass

I hate insurance companies. Have I mentioned that before? I'm sure I have, but just so everyone is clear on this point, I HATE insurance companies!

They pay nothing for my fertility treatments.
They pay nothing for any of the expensive drugs whose only use is in fertility treatments. But I can have other drugs, like Viagra, purely for enjoyment if I want them. And I can have therapy after the fertility treatments have failed.
Although my insurance policy covers some acupuncture, it is only to be used for pain relief, so although I could lie and ask my acupuncturist to lie, silly old honest me pays full price for it.

I could go on, but as everyone has their own woes with insurance companies (or the NHS), we'll leave it there.

But I got a letter yesterday. From a subrogation company that has been contacted by my insurance company, demanding that I tell them if my physical therapy in September (at Clear Passage) was due to an accident. Because they want to sue the other party involved in the accident so they can reclaim some of the money. Now, they only reimbursed me $1200 out of the bill of $5200 in the first place, because of all their insurance company tricks of only paying 60% of what they think the service should be in the first place. But now I have to tell them if it was an accident or not? Just to treat some pain? Which is supposed to be covered by my effing policy. So, I duly put down my horseriding accident from 1982, and I'd like to see them come after me for the name of the riding instructor or stable. Given that I remember neither of these, that any statute of limitations will already have passed, and that said riding stable was in England, I doubt whether they'll be suing anyone. Except maybe me, for daring to try to claim for treatment for pain/pelvic adhesions. Presumably I was supposed to have been on prescription pain pills all this time to prove that it was real pain.

In other words, Insurance sucks ass.

Tomorrow, or maybe Saturday, we'll have the "Immigration sucks ass" post. I'm sure you're looking forward to it. I have an appointment tomorrow with the DMV to renew my driver's license. Which I last renewed in July, but they only gave me until January 1st. My visa runs out in the middle of January, but they keep renewing my license to periods somewhat before the visa expiry period. Which they are NOT supposed to do, as they are supposed to expire at the same time. So, I have to go down to the DMV, which we all know is a boatload of fun, without all the necessary documents in hand, because although the visa renewal documents are expected shortly, they haven't arrived yet. Because my visa hasn't expired, so why would USCIS act any quicker than they need to, as there should be no reason for me to have to prove that my visa has been renewed yet. Duh. And of course, there are other ramifications too, but I won't go into them here. But, immigration woes have been sucking up a lot of my time and energy lately. If it all goes horribly wrong, I may be making an emergency trip to England in the next few weeks, just to be able to drive. Tossers. Immigration sucks ass.